There are multiple factors used in the calculation to determine the amount of benefits you are eligible for. For purposes of the permanent partial disability calculation, there are two main factors which determine the rating an injured party is may be awarded. The first factor is the loss of earning capacity post injury. The second factor is loss of labor market access to the injuries suffered by the worker.
In the event that you are deemed to be totally and permanently disabled, you may be entitled to lifetime benefits under worker’s compensation. Once you are eligible for this type of benefit, the injured party may accept a payment method of benefits as a lump sum payment or as an annuity whereby the injured party will be paid in installments. Alternatively, the worker may choose not to take a lump sum or annuity and continue getting the benefits on a monthly basis.
It should be noted that receiving a permanent partial disability rating does not necessarily make you ineligible to perform other kinds of jobs. In addition, this benefit also does not preclude the injured party from also receiving other benefits such as social security, or disability benefits.